Last Updated: March 2026
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "You," "Your") and Cofiplan S.A. ("Company," "We," "Us," "Our"), a financial services company established under German law with its registered office at 1 boulevard HaussmannГЁres, 75009 PARIS.
By accessing, browsing, or using our website at COFIPLAN.eu or using our financial services, products, or applications ("Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to any part of these Terms, you must not use our website or Services.
Eligibility requirements To use our Services, you must: (a) be at least 18 years old and have the legal capacity to enter into contracts; (b) be a resident of Germany or an authorized entity operating within the European Union; (c) provide accurate, current, and complete information during registration; (d) comply with all applicable local, state, national, and international laws and regulations.
For the purposes of these Terms, the following definitions apply:
You may use our Services only for lawful purposes and in accordance with these Terms. Specifically, you agree to:
You agree not to use our Services for the following prohibited activities:
To access certain features of our Services, you may be required to create an account. When creating an account, you must:
Investment risk disclaimer All financial products and services involve risks. Past performance is not a guarantee of future results. The value of investments may fluctuate, and you may lose some or all of your invested capital. Before using our Services, you should carefully consider your financial situation, investment objectives, and risk tolerance.
We are committed to transparent pricing. All applicable fees, charges, and costs associated with our Services will be clearly communicated to you before you commit to any agreement. These may include, for example:
Transaction limits and processing times vary depending on the type of service and your account status. Standard processing times are:
